The Property Academy Podcast • 13 June 2025

What Happens to My Mortgage If I Die?⎥Ep. 2102

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Nobody likes to think about it … but what happens to your mortgage if you die?

Will your kids inherit the debt? Will the bank come knocking?

In this episode, we break down what actually happens when someone with a mortgage dies — whether it’s you or your parents. You’ll learn the role of the executor, what happens to loan payments, and how to avoid burdening your loved ones.

Plus, we explain when the debt is wiped, and when it becomes your responsibility (hint: it’s not as simple as “you die, it disappears”).

Thinking about your financial future? Learn how to structure your home loans properly with help from an experienced mortgage broker.

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