In this episode, Ed and Andrew take you on a deep dive through the history of loan-to-value ratio (LVR) restrictions in New Zealand.
You’ll hear how investors once needed just a 5% deposit … and how that skyrocketed to 40% during boom times.
But what triggered those changes? How did investors respond? And what does the future look like now that Debt-to-Income (DTI) rules are coming into play?
Plus, you’ll learn how deposit rules can directly impact the ROI you see in tools like Opes+.💡 Want to learn more about how the mortgage system works? Check our our guide to the LVR restrictions in NZ.
Don't forget to create your free Opes+ account here.
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