Getting a mortgage isn’t just about picking the bank with the best rate. There are key decisions and financial tests you need to understand before the bank will lend you money.
In this episode, we break down everything you need to know to master your mortgage – from figuring out how much you can borrow, to setting up your loan the right way.
You’ll learn:
The 3 bank tests you must pass before you can get a mortgage
How to calculate your repayments using the “mortgage factor”
Why the structure of your mortgage (term, type, and payment timing) matters more than you think
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