In this episode, we ask a big question — what’s the real limit on house prices? Because many Kiwis wonder: If incomes don’t rise much … how can property prices keep going up?
We unpack:
The latest house price-to-income ratios across NZ (and how they compare internationally)
Whether Tauranga and Auckland are truly “the most unaffordable” – or if the data hides something deeper
Why DTI (debt-to-income) ratios might be more useful than price-to-income when assessing affordability
You’ll also hear why existing homeowners with high equity – not first-home buyers – might be the key to understanding what’s really driving the property market.
For more on the limits of affordability, check out our article on house prices NZ.
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