The Property Academy Podcast • 20 August 2025

Could Interest Rates Hit 4.5% (or LOWER)?⎥Ep. 2170

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The Reserve Bank has just cut the OCR again, and interest rates are falling. But how low could they really go — and what does that mean for house prices and the economy?

In this episode, Ed and Andrew break down:

  • Why the OCR dropped from 3.25% to 3% — and why another cut looks almost certain

  • How low mortgage rates could go (hint: ANZ’s forecasts suggest 4.5% is on the cards)

  • What the Reserve Bank is signalling about house prices in 2026 — and why they might not be right

If you want to understand where interest rates — and property values — are really headed, this episode is for you.

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