In this episode, Reagan White takes a brutally honest look at scams, starting with his own story of getting duped. From bogus debt collectors to shady window installers, it’s a deep dive into how modern scams work - and how they can happen to anyone. Chris Turnbull recounts his mission to hunt down a dodgy double-glazing company after being ripped off, while Mark Francis from Debt Managers NZ sheds light on the misunderstood world of debt collection. Finally, Jessica Walker from Consumer NZ breaks down the shocking stats, emotional fallout, and surprising psychology behind who gets scammed and why.